Last Updated 3/31/2026

Welcome to CaliforniaDreamForAll.info, operated by John King (“John Loan King”), Branch Manager, NMLS #453426, with CrossCountry Mortgage, LLC, NMLS #3029. By accessing or using this website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree with these terms, please do not use this site.

This website is intended for individuals 18 years of age or older who are seeking information about mortgage financing and down payment assistance programs, including the California Dream For All program. By using this site, you represent that you are at least 18 years old.

You agree to use this website for lawful purposes only. You agree not to:

- Provide false, incomplete, or misleading information when completing forms or submitting inquiries.
- Attempt to disrupt, damage, or interfere with the functionality or security of the website.
- Copy, reproduce, distribute, or exploit any content without prior written permission.
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We reserve the right to restrict or terminate access to the site for any user who violates these terms.

All information provided on this website is for educational and informational purposes only and is not a commitment to lend.

​Submitting an inquiry, pre-qualification, or pre-approval request does not guarantee loan approval or funding. All loans are subject to:

- Complete application and documentation
- Credit review and verification
- Underwriting approval
- Program guidelines and availability

Loan terms, interest rates, and program eligibility are subject to change without notice.

All content on this website, including text, graphics, logos, branding, and design elements, is the property of John King and/or CrossCountry Mortgage, LLC and is protected by applicable copyright and intellectual property laws.

​You may not copy, reproduce, modify, or distribute any content without prior written consent.

This website may include links to third-party websites, including but not limited to the California Housing Finance Agency. These links are provided for convenience and educational purposes only.

​We do not control and are not responsible for the content, accuracy, privacy practices, or policies of any third-party websites.

Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using this site, you consent to those practices.

While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the completeness, accuracy, or reliability of the content on this website.

​Under no circumstances shall John King or CrossCountry Mortgage, LLC be liable for any direct, indirect, incidental, or consequential damages resulting from:

- Your use of this website
- Your reliance on any information provided
- Errors or omissions in content

John King
Branch Manager
NMLS ID #453426

CrossCountry Mortgage, LLC
Company NMLS #3029
Branch NMLS #2468578

3500 Douglas Boulevard, Suite 130
Roseville, CA 95661

CrossCountry Mortgage, LLC is an Equal Housing Opportunity lender.

CrossCountry Mortgage, LLC is an FHA-approved lending institution and is not acting on behalf of or at the direction of HUD/FHA or any government agency.

For VA loans, a valid Certificate of Eligibility (COE) is required.

CrossCountry Mortgage, LLC does business in the State of New York as CrossCountry Financing and is licensed by the New York State Department of Financial Services.

For licensing information, please visit:
​www.nmlsconsumeraccess.org

These Terms and Conditions are governed by the laws of the State of California, without regard to its conflict of law provisions.

For questions regarding these Terms and Conditions, please contact:

John King (“John Loan King”)
Loan Consultant / Branch Manager
NMLS ID# 453426
CrossCountry Mortgage NMLS# 3029
Email: kingteam@johnloanking.com
​Phone: 855-626-5464