Terms and Conditions
Last Updated 10/1/2025
Welcome to CaliforniaDreamForAll.info, operated by John King (“John Loan King”), Loan Consultant / Branch Manager, NMLS #453426, through Summit Funding, Inc., NMLS #3199. By accessing or using this website, you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree, please do not use this site.
Eligibility
This website is intended for individuals 18 years of age or older who are seeking information about mortgage financing and the California Dream for All program. By using this site, you represent that you are at least 18 years old.
Use of the Website
You may use this website only for lawful purposes. You agree not to:
- Provide false or misleading information when completing forms.
- Attempt to disrupt or damage the website.
- Copy or reproduce content without written permission.
No Guarantee of Loan Approval
Information provided on this site is for educational and pre-qualification purposes only. Completion of a pre-approval form or inquiry does not guarantee loan approval. All loans are subject to full application, underwriting review, and program availability.
Intellectual Property
All content on this site, including text, graphics, logos, and design, is the property of John King and Summit Funding, Inc. and is protected by applicable copyright laws. You may not copy, reproduce, or distribute any content without prior written consent.
Third-Party Links and Programs
This website may contain links to external sites, such as the California Housing Finance Agency (CalHFA). These links are provided for educational purposes only. We are not responsible for the content, accuracy, or practices of third-party websites.
Privacy
Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.
Limitation of Liability
While we make reasonable efforts to provide accurate information, we do not warrant that the content on this site is always up-to-date or error-free. We are not liable for any losses or damages resulting from your use of this website or reliance on its content.
Program Disclaimers
The California Dream for All program is offered by the California Housing Finance Agency (CalHFA).
- John King (NMLS #453426) is a CalHFA-approved loan officer authorized to offer this program through Summit Funding, Inc. (NMLS #3199).
- This website is an independent educational site and is not affiliated with or endorsed by CalHFA or the State of California.
Governing Law
These Terms and Conditions are governed by the laws of the State of California, without regard to conflict of law principles.
Contact Information
For questions regarding these Terms and Conditions, please contact:
John King (“John Loan King”)
Loan Consultant / Branch Manager
NMLS ID# 453426
Summit Funding, Inc. NMLS #3199
Email: kingteam@johnloanking.com
Phone: 855-626-5464
© 2025 John Loan King | CaliforniaDreamForAll.info All rights reserved.
John King – Loan Consultant / Branch Manager, NMLS ID# 453426
Roseville Branch NMLS ID# 1008243
Lodi Branch NMLS ID# 284835
Summit Funding, Inc. NMLS ID# 3199 | www.nmlsconsumeraccess.org
Equal Housing Lender.
Privacy Policy | Terms & Conditions
John King (NMLS #453426) is a CalHFA preferred loan officer, authorized to offer the California Dream for All program through Summit Funding, Inc., NMLS #3199. The content on this site is for general educational and informational purposes only. California Dream for All is a state program, and all information—including eligibility, terms, and availability—is subject to change without notice by CalHFA or the State of California. This independent site is operated by John King and is not affiliated with, endorsed by, or a branch of CalHFA or the State of California. Any offers, claims, or rate quotes are those of Summit Funding, Inc. and John King and are not guaranteed.