Last Updated 9/29/2025

As a licensed mortgage loan officer, I am committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

We collect the following types of personal information when you submit forms or applications on our website:
- Full name
- Email address
- Phone number
- Payment information
- Other information necessary for mortgage loan processing

We collect the following types of personal information when you submit forms or applications on our website:
- Full name
- Email address
- Phone number
- Payment information
- Other information necessary for mortgage loan processing

We use Google Analytics 4 and other technologies to automatically collect:
- IP address
- Browser type
- Device information
- Pages visited
- Time spent on pages
- Referring websites
- Geographic location
- User behavior and interaction data

We use Google Analytics 4 with advanced features including:
- Google Signals data collection
- User-ID implementation
- User-provided data collection
- Cross-device tracking capabilities

We use cookies and similar technologies (such as Google Analytics and Meta pixel) to understand how visitors use our site, improve functionality, and measure marketing effectiveness. Cookies may also be used for remarketing purposes to show you ads after you leave our site. You can disable cookies in your browser settings, but certain features of the site may not work properly without them.

We use Google Analytics 4 to:
​- Analyze website traffic and user behavior
- Improve our services and user experience
- Generate insights about how visitors interact with our website
- Track cross-platform user journeys
- Measure conversion rates and campaign effectiveness

You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

We use your personal information to:
- Process mortgage loan applications and inquiries
- Communicate with you about our services
- Provide customer support
- Send relevant updates and notifications
- Comply with legal and regulatory requirements
- Improve our website and services
​- Prevent fraud and enhance security

We do not sell, trade, or otherwise transfer your personal information to third parties.
However, your information may be shared in the following circumstances:
- When required by law or regulation
- To comply with mortgage industry regulations
- To protect our rights, privacy, safety, or property
- In connection with a business transfer or acquisition

We implement appropriate technical and organizational security measures to protect your personal information, including:
- Encryption of sensitive data
- Secure socket layer (SSL) technology
- Regular security assessments
- Access controls and authentication measures
​- Secure data storage systems

You have choices regarding how we use your information:
- You may opt out of receiving marketing communications by following unsubscribe instructions in our emails or by contacting us directly.
- You may request access to or correction of your personal information by contacting us.

​Additional Rights for California Residents (CCPA)
If you are a California resident, you also have the following rights under the California Consumer Privacy Act (CCPA):
- The right to know what personal information we collect, use, and disclose.
- The right to request deletion of your personal information, subject to legal and contractual requirements.
- The right to opt out of the sale or sharing of your personal information (we do not sell personal data).
- The right to correct inaccurate personal information.
- The right to not be discriminated against for exercising these rights.

To exercise any of these rights, please contact us at kingteam@johnloanking.com or 855-626-5464.

As a mortgage loan officer, we comply with all applicable financial regulations regarding
data privacy and security, including:
- The Gramm-Leach-Bliley Act (GLBA)
- The Fair Credit Reporting Act (FCRA)
- State-specific privacy laws and regulations
​- Consumer Financial Protection Bureau (CFPB) requirements

Our website and services are intended for adults seeking mortgage or housing information. We do not knowingly collect or solicit personal information from anyone under the age of 18. If you are under 18, please do not provide any personal information on this site.

If we learn that we have collected personal information from a child under 18 without verified parental consent, we will delete that information promptly.

​Parents or guardians who believe their child has submitted information to us may contact us at kingteam@johnloanking.com to request removal.

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated revision date.

If you have questions or concerns about this Privacy Policy, please contact us at:
- John King @ Summit Funding
- Email: kingteam@johnloanking.com
- Phone: 855-626-5464
- Main office location: 2220 Douglas Blvd, Suite 220, Roseville CA 95661
- Second office location: 801 S. Ham Lane, Suite K, Lodi Ca 95242

John King @ Summit Funding is licensed to operate as a mortgage loan originator in the following states:
- Arkansas (Mortgage Loan Officer License)
- California (Mortgage Loan Originator License) - DFPI
- Florida (Mortgage Loan Originator License)
- Georgia (Mortgage Loan Originator License)
- Kentucky (Loan Originator License)
- Missouri (Mortgage Loan Originator License)
- Nevada (Mortgage Loan Originator License)
- Oklahoma (Mortgage Loan Originator License)
- South Carolina (Mortgage Loan Originator License) - BFI
- Tennessee (Mortgage Loan Originator License)
- Texas (Mortgage Loan Originator) - SML

This Privacy Policy is governed by the laws of the United States and the State of California, where our primary office is located. However, we comply with all applicable privacy and data protection laws in each state where we are licensed to operate.