Whether you have lower credit, limited savings, are a first-time buyer or whatever the case is, there are programs and strategies designed to help. I’ll help you explore what you may qualify for and how to take advantage of it.

✅ Are you a first responder or in education?
As a first responder, educator, or healthcare professional, you may have access to special programs that can help cover part of your down payment and make buying a home more affordable than you expect.​ Read More >
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​✅Are you a county employee?
As a county employee, you may qualify for special homebuying programs that can help cover both your down payment and closing costs with flexible options designed to make getting into a home easier. ​Read More >

​✅The Down Payment Program that lowers your energy bill
This FHA-based program can help qualified buyers receive up to 5% of the purchase price toward down payment and closing costs. Great for buyers who want help with upfront costs, want solar savings, and plan to live in the home as their primary residence. Plus, assistance is forgiven in 90 days! Read More >

✅Grants for Low-Income Buyers!
There are programs designed to help make homeownership more accessible including options that can significantly reduce the amount you need for a down payment and closing costs. Read More >

There are more ways to buy than most people realize especially when it comes to reducing upfront costs.

Here are a few strategies we can explore:

🔹Getting help from family either as a gift or a loan to cover their down payment or closing costs.
🔹Negotiating seller credits to help cover closing costs
🔹Using your 401k to help with your down payment. 
🔹Leveraging available assistance programs together

​​Every situation is different, but the right strategy can make a big difference in how much cash you actually need to get into a home.
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​👉Learn more about homebuying programs here: https://www.johnloanking.info/purchase