There are several other down payment assistance programs available that can help you buy with less money out of pocket—some offering grants or assistance that can be used toward your down payment or closing costs.

Our solar down payment program is getting a lot of attention because of its flexible credit score requirements and forgivable assistance.

This FHA program can help lower your utility bills while providing up to 5% toward your down payment or closing costs.

Solar is required as part of the program, but the cost is rolled into the loan and the assistance is forgiven after just 90 days!

👉Learn more about how this program works here. 

There are more ways to buy than most people realize especially when it comes to reducing upfront costs.

Here are a few strategies we can explore:

🔹Using programs that require little to no down payment
🔹Negotiating seller credits to help cover closing costs
🔹Structuring your loan to minimize cash needed upfront
🔹Leveraging available assistance programs together

​​Every situation is different, but the right strategy can make a big difference in how much cash you actually need to get into a home.